Hurricane Mitigation Insurance Discounts
" The state of Florida requires insurance companies to offer discounts for protecting your home and mitigating damage that may be caused by hurricane-force winds.
Securing your roof so it doesn’t blow off and protecting your windows from flying debris are the two most cost-effective measures you can take to safeguard your home
and reduce your windstorm (hurricane) premium.
By installing mitigation features, you may be eligible to receive a reduction in your windstorm premium, reduce your out of pocket expenses, such as your hurricane deductible,
and minimize the damage to your home from a catastrophic event. These discounts apply only to the windstorm coverage of your policy. "
-FL Dept. of Financial Services
Hurricane Mitigation Insurance Discount Information & Forms:
Premium Discounts for Hurricane Loss Mitigation: A GUIDE FOR CONSUMERS
Notice of Premium Discounts for Hurricane Loss Mitigation (OIR-B1-1655)
Uniform Mitigation Verification Inspection Form (OIR-B1-1802)
Florida Building Commission - FL Building Code Information
FL Office of Insurance Regulation - Hurricane Season Resources
Florida Wind Insurance Savings Calculator
Insurance Information Institute - Background on: Hurricane and windstorm deductibles
ValuePenguin - Florida Wind Insurance and How to Lower Costs With Wind Mitigation Credits